‘Offshore investing’ or ‘international investing’ is often associated with the ultra-rich. In other words, the kind of people superyacht crew like you work for. It’s not seen as something the ordinary person can do, nor maybe even should do. There’s an aura of mystique about it and, let’s be honest, a feeling that offshore is…

Putting together a solid financial plan that is flexible enough to adapt to your changing circumstances, yet solid enough to overcome temporary investment setbacks, isn’t an easy thing to do. That doesn’t mean you can’t do it on your own. Of course you can. But that begs the question, should you do it on your own and do you have the time?