Putting together a solid financial plan that is flexible enough to adapt to your changing circumstances, yet solid enough to overcome temporary investment setbacks, isn’t an easy thing to do. That doesn’t mean you can’t do it on your own. Of course you can. But that begs the question, should you do it on your own and do you have the time?
In an ideal world, financial planners could work for free. In fact, in an ideal world, everything would be free. But that’s not practical or ever likely. After all, things cost money. And, like everyone else, financial planners have overheads.
But do you even need a financial planner? Couldn’t you sort out your own investments?
How to make sure the length of time you are committed to an investment suits your needs.