About us

About Us

Yachting Financial Solutions exists for one reason: to help yacht crew make smart financial decisions for their future life while they are earning substantial yachting salaries, often tax-free. 

We understand the reality of working at sea. One of our directors, Teresa Evans, was a superyacht chef. Contracts can change. Income can fluctuate. Career longevity is uncertain. And many crew are left wondering whether they are doing the right thing with their money. 

We provide proper, confidential, financial planning, structured savings, pension advice and investment management designed specifically for the yacht crew community. Our approach is long-term, personal and transparent. 

We are not product sellers. We are planners. 

Why was Yachting Financial Solutions (YFSOL) Created?

YFSOL was built to offer yacht crew something different from the traditional offshore sales model. 

Too many crew have experienced high-pressure product sales, unclear fee structures and little to no ongoing investment management. That is not financial planning. And it is not what we do. 

We focus on:

  • Active investment management oversight 
  • Client mentoring and ongoing financial guidance 
  • Helping you understand your options clearly 
  • Long-term strategy rather than short-term product placement 

Our philosophy is simple: 

  • Planning first 
  • Investments aligned to goals 
  • Ongoing support 
  • Full transparency 

We work alongside our clients for years, not just at the point of sale. 

Structured Savings Plans

What We Do 

A savings plan is not just about putting money aside. It is about creating discipline, structure and a clear purpose for that money. 

We help you: 

  • Build emergency funds 
  • Save for property purchases 
  • Prepare for career and life transitions after yachting 
  • Create structured monthly contributions 
  • Create a realistic, sustainable income for a comfortable post-working and retirement life 

We assess income patterns, contract cycles and personal goals before recommending any structure. 

Case Study – Monthly Savings Plan 

A chief stewardess earning a significant monthly income wanted to save for a property in South Africa but had no structured plan. We identified the potential price point, factored in inflation and created a disciplined monthly savings strategy aligned to her goal. Within five years, she had purchased her dream home. 

Comment from several YFSOL clients


What We Do 

Yacht crew rarely have employer pension contributions. That makes proactive pension and retirement planning essential for the future. 

We help you: 

  • Establish appropriate pension and retirement structures 
  • Understand tax implications 
  • Plan for retirement and future life outside the yachting industry 
  • Avoid unsuitable high-cost and inflexible pension products 
  • Integrate pension and retirement planning into your wider life plan strategy 

Retirement planning is not about blindly locking money away. It is about creating flexibility and long-term security. 

Mini Case Study – Pension 

An engineer in his mid-thirties had multiple fragmented pension pots and no clear strategy. We consolidated and structured a plan aligned with his intended retirement age and future relocation plans. 

Comment from several YFSOL clients 

“I thought pensions were something to think about later. Now I know I’m building something solid for the future.” 


What Makes Us Different 

We do not simply place clients into investment products and step away. 

We provide: 

  • Ongoing portfolio oversight 
  • Risk alignment reviews 
  • Regular suitability discussions 
  • Strategic adjustments as life changes 
  • Clear communication on performance 

Many yacht crew have experienced investment structures with little transparency and minimal management. Our role is active, long-term and client-focused. 

Case Study – Investment Review 

A senior crew member came to us after feeling uncertain about an existing offshore investment plan. We reviewed the structure, assessed fees and aligned the portfolio with his actual risk tolerance and goals. He now has clarity and confidence in his strategy. 

Comment from many YFSOL clients 

“With YFSOL I understand what I’m invested in and why. That wasn’t the case before.”


Planning Beyond the Next Contract 

Working in yachting is intense and rewarding, but it is rarely permanent. Real financial planning involves life after yachting. 

We support clients with: 

  • Career transition planning 
  • Property strategy 
  • Relocation planning 
  • Income structuring 
  • Building financial independence 
  • Preparing for family life 

We act as long-term advisers and sounding boards, not just product providers. 

Financial decisions should support your life, not complicate it. 

Life Planning Case Study 

A couple working on different vessels wanted to align their finances but had separate accounts and no joint strategy. We created a unified financial plan covering savings, pension, investments and future relocation. They now work towards shared long-term goals. 

Comment from several YFSOL clients 

“YFSOL helped us see the bigger picture. It’s not just about investments. It’s about where we want our life to go.” 


Why Yacht Crew Choose Yachting Financial Solutions 

  • Specialist understanding of yacht crew income 
  • Transparent fee structures
  • Ongoing investment oversight 
  • Confidential personal long-term relationships
  • Focus on education and clarity
  • Planning-led approach

We are not transactional advisers. We are long-term financial partners. 

Yachting Financial Solutions is an independent financial planning firm specialising in yacht crew. We focus on structured savings, pension planning and active investment management with ongoing client support. Our approach is transparent, long-term and built around individual life goals. 

Whether you are new to yachting or already established in your career, we can help you bring clarity to your financial future and that you benefit to the maximum from the amazing financial opportunity that working in yachting can bring. . 

Start the conversation with us:

Where we are

Yachting Financial Solutions (Ireland) DAC
NSC Campus
Mahon
Cork
T12 XY2N
Ireland

You can reach us by calling our global VOIP number: +353 21 235 7060 ext 101

You can also reach us by mobile phone and Whatsapp: +353 87 289 9001

Email us: info@yfsol.com

What your colleagues say

  • “Thank you very much for your guidance. I appreciate your honesty, as well as setting me up for success.”
    Sarah
    Stewardess
  • “Teresa, we would like to thank you and Clive for your friendly yet very professional help over the years.”
    Stephan
    Captain, 87m MY